Rainy Day or Double Red Flags? Here’s What to Do in (& around) Panama City Beach

Russell-Fields City Pier (Pier Park) photo by me

We love our sunny beach days, but coastal life comes with its fair share of rainy weather and red flag warnings. When the Gulf is off limits or storms roll in, it’s good to have a backup plan that keeps the fun going.

May 2023 on Panama City Beach photo by me

Please always reference the beach warning flag system before going into the Gulf of America. It is never recommended to swim when red flags are flying and double red flags mean the water is closed to the public. Violation can lead to arrest or fine so please heed these warnings. Rip currents are comon and can be deadly.

Consider signing up for flag alerts by texting PCBFLAGS to 888777.

Here are our favorite things to do around Panama City and Panama City Beach when the beach isn’t an option:

1. Head to Pier Park

Even when it’s drizzling, Pier Park has indoor fun:

  • The Grand IMAX Theatre – Catch the newest releases in a cozy theater.

  • Dave & Buster’s – Play games, grab food, and stay entertained for hours.

  • Shopping & Treats – Pop into boutiques, grab fudge, or sip coffee and people-watch.

2. Take a Swing at TopGolf

Slated to open June 23, 2025, TopGolf offers covered, all-weather fun for families, groups, or date nights. TopGolf is a brand-new, high-tech golf entertainment venue located right next to Pier Park. It offers a full-service bar and restaurant with 74 climate-controlled hitting bays. No need to be a great golfer, this game is beginner-friendly and fun for all.

3. Explore St. Andrews State Park & Kiddie Pool Area

Sometimes called a tidal pool, this is a naturally formed, sheltered lagoon created by the park’s jetty structure. It’s protected from waves however sea life is still present. It’s a great place for wading, snorkeling, and even beginner scuba. Entry is $8 per vehicle and is open from 8 am until sundown, year-round. Amenities include: restrooms, picnic areas, a concession/snack & beach-gear stand, hiking trails, boat ramp, fishing piers, campground, bike rentals, and playground.

4. Slide into Kingdom Splash Fest Panama City

A floating inflatable water park and ninja-style obstacle course located right on Beach Drive in historic downtown Panama City. It’s the area’s first of its kind combining fun inflatables with water, jumps, slides, and balance challenges. You must reserve a time slot, sign a waiver, and availability may depend on weather.

5. Take the Shell Island Ferry

The Shell Island Ferry (AKA shuttle) is the official water transport serving St. Andrews State Park and undeveloped Shell Island- a 7 mile barrier island famed for its pristine, white sand beaches and vibrant wildlife. Departs from Adventures at Sea Marina with free parking available. Runs every hour roughly 9am- 3pm outbound with returns continuing until 5 pm. The ride is approximately 15 minutes. Exact schedule is posted daily online at the park website. Remember the Shell Island has no amenities (no restrooms, shade, trash cans, or rental gear) so be sure to bring everything you may need for your trip.

6. Book a Boating or Fishing Excursion

Panama City Beach offers a plethora of excursions that the whole family is sure to enjoy. Pontoon and boat rentals are available at Treasure Island Marina. Many private boat charters and tours are available daily that specialize in dolphin-watching, snorkeling, and sunset cruises. The area is known for great fishing and there are many inshore and offshore fishing charters available which are often all-inclusive- no gear needed. The West Bay area also offers airboat guided tours providing the perfect mix of speed, wildlife, and Southern charm for an unforgettable outing.

7. Explore WonderWorks

This upside-down building is packed with family-friendly fun. Inside, you’ll find interactive science exhibits, virtual reality games, a ropes course, laser tag, and more—all indoors and perfect for a rainy day.

8. Bowl, Skate, and Play at Rock’it Lanes

A local favorite! Rock’it Lanes offers:

  • Bowling

  • An arcade

  • Roller skating

  • A café with surprisingly great food

It’s a solid all-ages option when the weather keeps you inside.

9. Visit the Man in the Sea Museum

Looking for a quieter indoor experience? The Man in the Sea Museum features fascinating exhibits on underwater exploration, diving suits, submarines, and local maritime history. It’s budget-friendly, low-key, and just the right size for an afternoon outing.

10. Get Creative Indoors

Try your hand at something artistic:

  • The Pour Creative Studio – Do resin art, paint pouring, or even make a beach-themed keepsake.

  • AR Workshop – Make your own wood sign or custom décor with a coastal flair.

11. Enjoy Gulf Views—Without the Swim

You may not be able to swim, but you can still enjoy the view:

  • Runaway Island – Great seafood and indoor seating with oceanfront views.

  • The Grand Marlin – Delicious upscale meals, perfect for a stormy night out.

  • Thomas Donut & Snack Shop – Covered picnic tables and the best donuts in town.

12. Go for a Scenic Drive

Even when it’s gray, the views around here don’t disappoint. Take a drive along:

  • Front Beach Road

  • 30A Scenic Highway

  • Over the Hathaway Bridge into historic St. Andrews

Stormy skies and Gulf waves make for dramatic (and beautiful) scenes—just be cautious on slick roads.

13. Spend the Day at Shipwreck Island Water Park

Shipwreck Island is a 20 acre tropical-themed waterpark offering diverse thrills (slides, rapids, wave pool), relaxing zones (lazy river, lagoon) and a kids’ splash area. Plenty of amenities available on site and well-reviewed for cleanliness and family fun.

14. Stay In and Relax

Sometimes the best plan is no plan:

  • Watch the storm from your balcony

  • Catch up on that book you packed

  • Have a family game night or movie marathon

  • Plan out your next beach day or home project

Final Thought:
Rain or red flags don’t have to ruin your beach plans. With just a little creativity, your coastal adventure can keep rolling—indoors, under cover, or from the comfort of your rental.

At Summer on the Coast, we believe every part of coastal living is worth savoring—even the stormy moments. Follow along for more beach life tips, rainy day ideas, and behind-the-scenes updates as we build our dream home by the sea.

Happy Summering,

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